2023 NAP - Noninsured Crop Disaster Assistance Program Deadlines

The Farm Service Agency’s Noninsured Crop Disaster Assistance Program (NAP) helps you manage risk through coverage for both crop losses and crop planting that was prevented due to natural disasters. The eligible or “noninsured” crops include agricultural commodities not covered by federal crop insurance.

You must be enrolled in the program and have purchased coverage for the eligible crop in the crop year in which the loss incurred to receive program benefits following a qualifying natural disaster. And all acreage reporting must be completed the earlier of the applicable FSA crop reporting deadlines or 15 calendar days before grazing or harvesting of the crop begins.

Montana 2023 Crop Year Coverage Closing Dates:

Dec. 31, 2022: Honey

March 15, 2023: all Spring Crops except Spring-Seeded Canola, Rye, Speltz, Triticale, Wheat, Mixed Forage, Perennial and Value-Loss crops.

All producers who receive Emergency Relief Program (ERP) phase one payments are statutorily required to purchase crop insurance, or NAP coverage where crop insurance is not available, for the next two available crop years, as determined by the Secretary.

Coverage requirements will be determined from the date a producer receives an ERP payment and may vary depending on the timing and availability of crop insurance or NAP for a producer’s particular crops. The final crop year to purchase crop insurance or NAP coverage to meet the second year of coverage for this requirement is the 2026 crop year.

NAP Buy-Up

Coverage Option

NAP offers higher levels of coverage, from 50 to 65 percent of expected production in 5 percent increments, at 100 percent of the average market price.

Producers of organics and crops marketed directly to consumers also may exercise the “buy-up” option to obtain NAP coverage of 100 percent of the average market price at the coverage levels of between 50 and 65 percent of expected production.

NAP basic coverage is available at 55 percent of the average market price for crop losses that exceed 50 percent of expected production.

Buy-up coverage is not available for crops intended for grazing.

NAP Service Fees

For all coverage levels, the NAP service fee is the lesser of $325 per crop or $825 per producer per county, not to exceed a total of $1,950 for a producer with farming interests in multiple counties.

Qualified veteran farmers or ranchers are eligible for a service fee waiver and premium reduction, if the NAP applicant meets certain eligibility criteria.

Beginning, veteran, limited resource and targeted underserved farmers or ranchers, including females and entities with 50 percent female ownership, remain eligible for a waiver of NAP service fees and premium reduction when they file form CCC-860, “Socially Disadvantaged, Limited Resource, Beginning and Veteran Farmer or Rancher Certification.”

For NAP application, eligibility and related program information, contact your local USDA Service Center and/or visit fsa.usda.gov/nap.