Articles written by Lisa Baxter
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Cut Your Medicare Prescription Drug Costs With "Extra Help"
Great news: thanks to the new prescription drug law, the Inflation Reduction Act, in 2024 people with Medicare may qualify for even more savings through the Extra Help program. This program helps some people pay their Medicare drug coverage (Part D)...
Medicare Coverage For Foreign Travel And Coverage For Snowbirds
Does Medicare cover me if I travel outside the United States? Original Medicare covers all 50 States as well as the District of Columbia, U.S. territories American Samoa, Guam, the Northern Mariana Islands, Puerto Rico and the U.S. Virgin Islands....
How Does Medicare Fraud And Abuse Affect Me?
First what is the difference between Medicare Fraud and Medicare Abuse. Abuse is when Medicare is overcharged or unnecessary services are billed to Medicare. The net effect extra tax-payer funds are spent which depletes the Medicare Trust Fund....
Low Income Subsidy/Extra Help for Prescription Drug Costs
Low Income Subsidy (LIS/Extra Help) program helps pay for a portion of Part D prescription drug plan costs, including Part D premiums, deductibles, and copayments. Depending on your income and assets, you may qualify for a full or partial subsidy....
New To Medicare?
Turning 65, decisions, decisions… A few months before you turn 65, you should learn about Medicare coverage choices and consider important enrollment times and your coverage options. You should start at least three months before you turn 65. Visit...
Medicare Part B Changes For People New To Medicare For 2023
Starting Jan. 1, 2023, the start dates for Medicare Part B coverage will change. Coverage will start the first day of the month after a person signs up, if they sign up during the last three months of their Initial Enrollment Period (IEP) or during t...
Seniors Can Apply For The Montana Elderly Homeowner/Renter Tax Credit For The 2022 Tax Year
Are you a Montanan who is 62 or older as of Dec. 31, 2022? If yes, you will be interested in a legislative change to the Elderly Homeowner/Renter Tax credit for the tax year 2022. The new law doubled the income exclusion from $6,300 to $12,600 and...
What are some considerations for Senior Citizens who plan to move?
Two of the largest determinants of where a Senior may plan to move are their health status including whether they need assistance and what type of financial support they may need. If the Senior is married often times they may be able to live...
What are Considerations for Senior Citizens Who Plan to Move?
There are many reasons for older adults to consider moving to a new location; cost of living, house is too large and/or expensive to maintain, house has too many stairs or other navigation issues, limited access to appropriate or needed health care,...
Medicare Advantage Plans vs Original Medicare
I get many questions about Medicare Advantage Plans(MA). When I ask people why they are asking about them, most are saying it is because they had recently seen an advertisement on TV, received a post card in the mail or say something like my friend w... Full story
